Abbas, A., & Arizah, A. (2019). Marketability, profitability, and profit-loss sharing: evidence from sharia banking in Indonesia. Asian Journal of Accounting Research, 4(2), 315–326. https://doi.org/10.1108/AJAR-08-2019-0065
Abbas, A., Triani, N., Rayyani, W. O., & Muchran, M. (2022). Earnings growth, marketability and the role of Islamic financial literacy and inclusion in Indonesia. Journal of Islamic Accounting and Business Research. https://doi.org/10.1108/JIABR-12-2021-0322
Aris, N. A., Othman, R., Azli, R. M., Sahri, M., Razak, D. A., & Rahman, Z. A. (2013). Islamic Banking Products: Regulations, Issues and Challenges. Journal of Applied Business Research, 29(4).
Adzimatinur, F., & Manalu, V. G. (2021). The Effect of Islamic Financial Inclusion on Economic Growth: A Case Study of Islamic Banking in Indonesia. Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences, 4(1), 976–985. https://doi.org/10.33258/birci.v4i1.1699
Albaity, M., & Rahman, M. (2019). The intention to use Islamic banking: an exploratory study to measure Islamic financial literacy. International Journal of Emerging Markets, 14(5), 988–1012. https://doi.org/10.1108/IJOEM-05-2018-0218
Ali, M. M., Sakti, M. R. P., & Devi, A. (2019). DEVELOPING ISLAMIC FINANCIAL INCLUSION INDEX FOR ISLAMIC BANKS IN INDONESIA: A CROSS-PROVINCE ANALYSIS. Journal of Islamic Monetary Economics and Finance, 5(4), 691–712. https://doi.org/10.21098/jimf.v5i4.1098
Antara, P. M., Musa, R., & Hassan, F. (2016). Bridging Islamic Financial Literacy and Halal Literacy: The Way Forward in Halal Ecosystem. Procedia Economics and Finance, 37, 196–202. https://doi.org/10.1016/s2212-5671(16)30113-7
Avramidis, P., Cabolis, C., & Serfes, K. (2018). Bank size and market value: The role of direct monitoring and delegation costs. Journal of Banking and Finance, 93, 127–138. https://doi.org/10.1016/j.jbankfin.2018.05.016
Banna, H., & Alam, M. R. (2021). Is digital financial inclusion good for bank stability and sustainable economic development? Evidence from emerging Asia (No. 1242). ADBI Working Paper Series.
Berger, A. N. (1995). The Profit-Structure Relationship in Banking-Tests of Market-Power and Efficient-Structure Hypotheses. Journal of Money, Credit and Banking, 27(2).
Cham, T. (2018). Determinants of Islamic banking growth: an empirical analysis. International Journal of Islamic and Middle Eastern Finance and Management, 11(1), 18–39. https://doi.org/10.1108/IMEFM-01-2017-0023
Cupian, & Abduh, M. (2017). Competitive condition and market power of Islamic banks in Indonesia. International Journal of Islamic and Middle Eastern Finance and Management, 10(1), 77–91. https://doi.org/10.1108/IMEFM-09-2015-0098
Dewi, V. I., Febrian, E., Effendi, N., Anwar, M., & Nidar, S. R. (2020). Financial literacy and its variables: The evidence from Indonesia. Economics and Sociology, 13(3), 133–154. https://doi.org/10.14254/2071
Indonesia Financial Services Authority. (2022). Indonesia Banking Statistics - November 2022.
Khatib, S. F. A., Hendrawaty, E., Bazhair, A. H., Rahma, I. A. A., & Al Amosh, H. (2022). Financial Inclusion and the Performance of Banking Sector in Palestine. Economies, 10(10). https://doi.org/10.3390/economies10100247
Khmous, D. F., & Besim, M. (2020). Impact of Islamic banking share on financial inclusion: evidence from MENA. International Journal of Islamic and Middle Eastern Finance and Management, 13(4), 655–673. https://doi.org/10.1108/IMEFM-07-2019-0279
Mahendra, R., & Prasetyo, M. B. (2017). The Analysis of Market Power and Bank Soundness on Islamic and non-Islamic Bank Behavior. In International Conference on Business and Management Research (ICBMR 2017), 490-500. Atlantis Press.
Mirzaei, A., Moore, T., & Liu, G. (2013). Does market structure matter on banks’ profitability and stability? Emerging vs. advanced economies. Journal of Banking and Finance, 37(8), 2920–2937. https://doi.org/10.1016/j.jbankfin.2013.04.031
Nurwati, E., Azam Achsani, N., Hafidhuddin, D., & Nuryartono, N. (2014). Market structure and bank performance: Empirical evidence of Islamic Banking in Indonesia. Asian Social Science, 10(10), 105–117. https://doi.org/10.5539/ass.v10n10p105
Ratnawati, K. (2020). The Impact of Financial Inclusion on Economic Growth, Poverty, Income Inequality, and Financial Stability in Asia. The Journal of Asian Finance, Economics and Business, 7(10), 73–85. https://doi.org/10.13106/jafeb.2020.vol7.no10.073
Shen, Y., Hu, W., & Hueng, C. J. (2018). The effects of financial literacy, digital financial product usage and internet usage on financial inclusion in China. MATEC Web of Conferences, 228. https://doi.org/10.1051/matecconf/201822805012
Weill, L. (2010). Do Islamic banks have greater market power? BOFIT Discussion Papers, 2(2010). ISBN 978-952-462-677-4, Bank of Finland, Institute for Economies in Transition (BOFIT).